First Paycheck Plan — split it once, on purpose

Got your first paycheck coming? Decide the split before it arrives: how much to spend, how much to keep as cash, and how much to invest. Pick a starting plan or set your own percentages, then see what the invested slice could grow into by age 25, 40 and 60 at a 7% yearly assumption before inflation.

What it shows

• Your monthly split across spending, saving and investing
• What the invested slice could become by 25, 40 and 60
• The cash cushion your savings build in the first year