<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <!-- Tools -->
  <url>
    <loc>https://investedacademy.com/tools</loc>
    <lastmod>2026-09-15</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/compound-interest-calculator</loc>
    <lastmod>2026-09-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/monthly-investment-calculator</loc>
    <lastmod>2026-09-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/dca-vs-lump-sum</loc>
    <lastmod>2026-09-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/coffee-money-calculator</loc>
    <lastmod>2026-09-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary</loc>
    <lastmod>2026-09-15</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/company-explorer</loc>
    <lastmod>2026-09-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/risk-tolerance-quiz</loc>
    <lastmod>2026-09-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/daily-challenge</loc>
    <lastmod>2026-09-15</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Main Pages -->
  <url>
    <loc>https://investedacademy.com/</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/learn</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/simulator</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/quiz</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/about</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/faq</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/platforms</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/parents</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/ask-ai</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/leaderboard</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/learn/badges</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/privacy</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/terms</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/auth</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.3</priority>
  </url>

  <!-- Topic Pages -->
  <url>
    <loc>https://investedacademy.com/learn/topics/investing-for-teens</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/learn/topics/what-are-stocks</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/learn/topics/what-are-etfs</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/learn/topics/compound-interest-for-teens</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/learn/topics/what-are-bonds</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/learn/topics/custodial-accounts</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/learn/topics/index-funds-for-beginners</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/learn/topics/risk-vs-reward</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/learn/topics/dollar-cost-averaging</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/learn/topics/diversification-explained</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/learn/topics/what-is-the-stock-market</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/learn/topics/how-to-read-stock-chart</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/learn/topics/dividends-explained</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/learn/topics/growth-vs-value-investing</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/learn/topics/what-is-inflation</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/learn/topics/mutual-funds-vs-etfs</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/learn/topics/taxes-on-investments</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/learn/topics/building-your-first-portfolio</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/learn/topics/investing-mistakes-teens-make</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/learn/topics/saving-vs-investing</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/learn/topics/what-is-a-roth-ira</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/learn/topics/how-to-research-stocks</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/portfolio-builder</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/goal-tracker</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/progress</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/review</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/premium-charts</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/stock</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/share</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/ticker</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/etf</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/index-fund</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/s-p-500</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/bond</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/dividend</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/compound-interest</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/dollar-cost-averaging</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/diversification</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/portfolio</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/volatility</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/risk-tolerance</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/bull-market</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/bear-market</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/correction</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/market-cap</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/pe-ratio</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/fractional-shares</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/brokerage</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/custodial-account</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/roth-ira</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/capital-gain</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/inflation</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/interest-rate</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/recession</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/liquidity</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/emergency-fund</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/asset-allocation</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/rebalancing</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/expense-ratio</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/broker-fee-commission</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/bid-ask-spread</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/market-order</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/limit-order</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/stop-loss</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/blue-chip</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/growth-stock</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/value-stock</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/time-in-the-market</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/fomo</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/paper-trading</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/return</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/tools/glossary/annual-return-cagr</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/schools</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://investedacademy.com/mascot</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
</urlset>