Meet Penny, the InvestED buddy

Penny is the InvestED Academy mascot: an owl who started with fourteen coins and one question, and now sits in the corner of your screen asking how your lesson went.

Her Story

• A first paycheque, and a question — fourteen coins, eleven spent, three kept by accident
• The seven-year jar — money grows slowly, mostly while you look somewhere else
• The expensive mistake — if someone is sure, they are guessing with confidence
• Why she sits in the corner of your screen — learning about money is easier with company

What Penny Believes

• Time beats timing — starting early with small amounts beats waiting for the perfect moment
• Boring is a compliment — the steady, dull approach usually wins over decades
• Never certain, always curious — anyone promising a sure thing is selling something
• Practice before real money — make your first hundred mistakes where they cost nothing

You can change Penny's shape, colour, accessory and name; she keeps it across the lessons, tools and the market simulator.